Plan a Family Vacation by Making Easy Payments: 5 Steps on How to Use Affirm

Planning a dream vacation can feel overwhelming, especially when you are trying to balance a budget. The good news is that there are more ways than ever to make your travel dreams a reality — even when the costs seem high. CheapOair is one of my favorite booking sites for all of my travel needs from airline tickets, all-includive vacations and more. Even better they now offer a service called Affirm, a buy now, pay later service that lets you spread out the cost of your vacation over time. 

How to Use Affirm for Vacation Planning

1. Estimate Your Total Vacation Cost

Head over to CheapOair and select your destination, flights, and chose your accommodations, it’s time to calculate your total travel cost. Include everything you’ll need: flight tickets, hotel reservations, car rentals, meals, excursions, and any other expenses. By having a clear picture of the total cost, this will help you determine how much you’ll need to finance through Affirm.

2. Complete the Affirm Application Process 

When you're ready to book, proceed to checkout and choose Affirm as your payment method. You will them complete the application process. Affirm will ask for basic information to verify your identity and eligibility. The application is typically quick and easy, and the approval process usually takes just a few seconds. You may need to provide details such as your name, phone number, and the last four digits of your Social Security number. Once you're approved, you’ll receive your payment plan and can proceed with your booking.

2. Choosing the Payment Plan

If eligible for financing, you’ll be offered different payment plans to choose from. Then simply pick a monthly payment schedule that suits your budget. Affirm will show you the total cost, the interest rate (if any), and the monthly payments due each month. You can often choose between no-interest plans (for shorter-term financing) or low-interest plans (for longer repayment periods).

3. Complete the Application Process

Affirm will ask for basic information to verify your identity and eligibility. The application is typically quick and easy, and the approval process usually takes just a few seconds. You may need to provide details such as your name, phone number, and the last four digits of your Social Security number. Once you're approved, you’ll receive your payment plan and can proceed with your booking.

4. Make Payments on Time

After booking your vacation, you’ll begin making payments to Affirm according to your selected schedule. Affirm sends payment reminders, and you can pay through their website or app. They also allow you to pay off your balance early without any penalty, which can help you save on interest if you’re able to pay sooner than planned.

5. Enjoy Your Vacation

Have a great trip!